We use PayPal for our Credit card processing service. You DO NOT have to have a PayPal account to use any major credit or debit card such as MasterCard, Visa, Amex, or Discover, etc. You will be given the option to choose your method of payment at the last step of check-out Click on the "Payment Button" to complete your transaction. There will be an area for you to fully describe what you are paying for during the checkout procedure. Please only use this button to order something which does not have it's own purchase button. If you have any questions, you can always email me at RonBrown@coolhammers.com Thanks! P.S. I use PayPal as my payment processor. You Do Not have to be a member of PayPal or have an account with them. Check out like you would at any other site. You may use any major credit or debit card you wish to use. Of course, you may also pay with your PayPal account as another option.